This charming home is not only super cute but also move-in ready. With 3 bedrooms, 2 upstairs, 2 full bathrooms, it offers a spacious layout and, NO HOA. The main floor features an office, previously used as a nursery, providing. Nestled on 1.04 acres, the property includes a detached 2-car garage or shop with electricity. Despite its rural feel, the home is conveniently located just 15 minutes from downtown Shelbyville's shopping and restaurants. The fully fenced backyard boasts mature trees, a fire pit, and a patio, creating an inviting outdoor space. Recent upgrades include a 2021 replacement of the downstairs HVAC, new kitchen and owner bedroom floors, and all-new carpeting upstairs. To add peace of mind, the home comes with a 1-year warranty. Take advantage of our preferred lender's offer, granting up to 1% closing costs or use toward buy down rate with acceptable loan terms, and seller will pay 1% buyer CC making homeownership more attainable. Agent is related to the seller.